9M.2021 Financial Performance at a Glance
| #1 |
|
Bank in Greece in terms of market share in loans, deposits, footprint |
| 5.5mn |
Customers in Greece |
| 15.9% |
Total capital ratio proforma for Sunrise 2 & Thalis |
| 199% |
Liquidity coverage ratio |
| 64% |
Loan-to-deposit ratio |
| €1,091mn |
Net interest income -1% yoy |
| €279mn |
Net fee income +21% yoy |
| €672mn |
Operating expenses (recurring) -2% yoy |
| 45% |
Cost-to-income ratio, down from 48% in 9M.20 |
| €698mn |
Core Pre Provision Income (recurring) +7% yoy |
| €489mn |
Pre-tax profit, recurring |
| €4.6bn |
New loan disbursements |
| -€16.5bn |
NPE reduction in 9M.21 |
| 16% |
NPE ratio |
