Q1.2022 Financial Performance at a Glance
| #1 |
|
Bank in Greece in terms of market share in loans, deposits, footprint |
| 5.7mn |
Customers in Greece |
| 16.2% |
Total capital ratio |
| 211% |
Liquidity coverage ratio |
| 64% |
Loan-to-deposit ratio |
| €286mn |
Net interest income, while excluding income from NPEs at €246mn, +11% yoy |
| 114€mn |
Net fee income (incl. Rental Income) +37% yoy |
| €199mn |
Operating expenses (recurring) -6% yoy |
| 50% |
Cost-to-income ratio, broadly stable, despite the loss of NPE accruals |
| 80bps |
Cost of risk, compared to 1.6% in Q1.21 |
| €93mn |
Core operating profit, excluding one-off items, trading & other income and NPE clean-up costs |
| 6% |
Return on tangible book value, affirming our full year 2022 guidance |
| €1.7bn |
New loan disbursements |
| -€0.2bn |
NPE reduction in Q1.22 |
| 13% |
NPE ratio |
