FY.2020 Financial Performance at a Glance
| #1 |
|
Bank in Greece in terms of market share in loans, deposits, footprint |
| 5.5mn |
Customers in Greece, 2.6mn e-banking users |
| 15.8% |
Total capital ratio |
| 13.8% |
CET-1 ratio |
| 175% |
Liquidity coverage ratio |
| 77% |
Loan-to-deposit ratio |
| €1,486mn |
Net interest income +4% yoy |
| €317mn |
Net fee income, stable yoy |
| €1,803mn |
Core banking income, +3% yoy |
| €891mn |
Operating expenses (like-for-like), -7% yoy |
| €1,001mn |
Group PPI (like-for-like), +16% yoy |
| €312mn |
Pre-tax result, adjusted for restructuring costs and one-off impairments |
| €6.3bn |
New loan disbursements |
| -€2.0bn |
Organic NPE reduction yoy or -8% amidst COVID-19 crisis |
