Q1.2021 Financial Performance at a Glance

#1 Bank in Greece in terms of market share in loans, deposits, footprint
5.5mn Customers in Greece, +30k new customers in Q1
17.5% Total capital ratio proforma for the capital raise in €1.4bn in late April 21
15.4% CET-1 ratio proforma for the capital raise in €1.4bn in late April 21
185% Liquidity coverage ratio
74% Loan-to-deposit ratio
€366mn Net interest income +1% yoy
€76mn Net fee income +7% yoy
€441mn Core banking income +2% yoy
€225mn Operating expenses -1% yoy
€634mn Group PPI, reported
€257mn Pre-tax result, excluding impact from one-off elements
€2.3bn New loan disbursements to-date
-€2.0bn Organic NPE reduction yoy or -8% amidst COVID-19 crisis