FY.2021 Financial Performance at a Glance
| #1 |
|
Bank in Greece in terms of market share in loans, deposits, footprint |
| 5.7mn |
Customers in Greece |
| 15.9% |
Total capital ratio proforma for shipping NPE portfolio sale |
| 204% |
Liquidity coverage ratio |
| 63% |
Loan-to-deposit ratio |
| €1,410mn |
Net interest income -5% yoy |
| 394€mn |
Net fee income +25% yoy |
| €902mn |
Operating expenses (recurring) -4% yoy |
| 46% |
Cost-to-income ratio, down from 50% in FY.20 |
| €902mn |
Core Pre Provision Income (recurring) +4% yoy |
| €665mn |
Pre-tax profit, recurring |
| €6.5bn |
New loan disbursements |
| -€17.6bn |
NPE reduction in FY.21 |
| 13% |
NPE ratio |
