FY.2022 Financial Performance at a Glance
#1 |
|
Bank in Greece in terms of market share in performing loans, deposits, footprint |
5.7mn |
Customers in Greece |
€0.42 |
Normalized EPS |
10% |
Normalized return on average TBV |
7% |
NPE ratio, milestone achieved |
16.4% |
Total capital ratio |
€2.7bn |
Net performing loans growth, +10% yoy |
€577mn |
Normalized operating profit |
€1,223mn |
Net interest income, excluding income from NPEs, +23% yoy |
479€mn |
Net fee income (recurring), +22% yoy |
€828mn |
Operating expenses (recurring), -5% yoy |
45% |
Cost-to-core income ratio, down from 48% in 2021 |
0.82% |
Organic cost of risk, compared to 1.17% in FY.21 |
-€2.3bn |
NPE reduction in FY.22 |
201% |
Liquidity coverage ratio |
62% |
Loan-to-deposit ratio |