H1.2023 Financial Performance at a Glance
| #1 |
|
in Greece in performing loans (26%), deposits (28%), footprint (387 branches) |
| 6.1mn |
Customers in Greece |
| €0.33 |
normalized EPS |
| 14% |
normalized return on average TBV |
| 5.5% |
NPE ratio, milestone achieved |
| 17.1% |
total capital ratio pro forma |
| +€0.8bn |
net credit expansion in Q2.23 |
| €29.0bn |
performing loan portfolio, +6% yoy |
| €442mn |
normalized operating profit |
| €935mn |
net interest income, +58% yoy |
| €263mn |
net fee income (recurring), +16% yoy |
| €402mn |
operating expenses (recurring), -1% yoy |
| 34% |
cost-to-core income ratio, down from 49% in H1.22 |
| 1.0% |
organic cost of risk |
| -€1.4bn |
NPE reduction yoy |
| 233% |
liquidity coverage ratio |
| 61% |
loan-to-deposit ratio |
